Is it true that if I don’t enroll, I can be fined by the US Government?
Yes, A family of four faces a fine of $380 the first year, BUT the fine increases yearly. In year three, the same family would have to pay almost $3000… and still have no insurance. The time to sign up is now.
Does the government help pay the cost of my insurance?
Yes, If your income is between 100% and 400% of the Federal Poverty Level (FPL), then the government will pay part or even all of your monthly costs! It is estimated that 75% to 80% of the population in Indiana will qualify for help.
Can I enroll anytime I want to?
No, Only during open enrollment.
When is open enrollment?
October 1st, 2013 thru March 31st, 2014; however, if you enroll after January 1st, 2014, you are subject to the fines!
Do these plans cover doctor visits and prescription drugs?
Is it true that my children will have coverage for dental and vision care?
Yes, If you enroll them along with yourself.
How high can my income be and still receive help with my premium cost?
This depends upon the number of people that are covered under your plan. A family of 8 can receive help up to over $158,000 of annual income. Our representatives will look at your particular circumstances and answer this question just for you.
What if I cannot call during your regular business hours?
Please call and leave a message with your name, telephone number, and a good time to call you and we will call you back, or email us the same information: email@example.com
Do I need my tax return in-hand to enroll?
It would be helpful since our representatives need to know your income in order to determine your cost for enrollment.
Do I need the social security numbers for all of my family to enroll?
Yes, Along with their full names and dates of birth.
Is it true that I can enroll myself online?
Yes, But there is so much information and difficulty that it is better to have someone to assist you while being able to ask for and receive answers to your questions.